Hailstorms in Raleigh, NC can cause serious damage to your roofing system, often in ways that aren’t immediately visible. From cracked shingles to granule loss and water leaks, the aftermath of a hailstorm can compromise your roof’s integrity and shorten its lifespan. If your home has recently experienced hail, it’s crucial to understand the steps to take, the signs to look for, and how to properly manage repairs or insurance claims.
Here are seven key things every Raleigh homeowner should know about hail-damaged roofs.
1. Hail Damage Isn’t Always Obvious
Not all hail damage is easy to spot. While you may notice dents on your car or gutters, roof damage can be subtle. Granule loss from asphalt shingles, small cracks, or bruising may not be visible from the ground but can lead to leaks and structural damage over time.
That’s why it’s important to schedule a professional roof inspection after any significant hail event. Companies like Rhino Roofing can identify hidden damage and help you take immediate action to prevent long-term issues.
2. Quick Action Prevents Bigger Problems
Delaying a roof inspection or repairs can lead to water intrusion, mold growth, and compromised insulation. Even small cracks or missing granules can open the door to leaks, especially during Raleigh’s frequent storms and heavy rain seasons.
The sooner you identify and address hail damage, the better your chances of minimizing repair costs and maintaining warranty protection.
3. Document Everything for Insurance
If you suspect hail damage, document everything before making any repairs. Take photos of the roof, yard, siding, gutters, and any hailstones you find. Your insurance provider will want a clear record of the storm and the resulting damage.
Hire a roofing professional to provide a detailed inspection report with photos and repair estimates. This documentation is critical for supporting your insurance claim and expediting the process.
4. Your Insurance May Cover the Damage
Most homeowner’s insurance policies in Raleigh include hail coverage. However, coverage terms vary based on policy type, deductible, and roof age. Some policies provide full replacement cost, while others may depreciate the value based on roof age.
Review your policy and contact your insurer to begin the claims process. Having a roofing contractor present during the adjuster’s visit—like a pro from Rhino Roofing—can ensure the inspection is thorough and nothing is overlooked.
5. Choose the Right Roofing Material for Hail Resistance
If your roof needs replacement after a hailstorm, consider upgrading to impact-resistant shingles. Brands like GAF, Owens Corning, and CertainTeed offer Class 4-rated shingles designed to withstand hail better than standard options.
These shingles are tested against 2-inch steel balls dropped from 20 feet and are engineered to absorb impact without cracking. They also tend to come with better warranties and may help lower your insurance premiums.
6. Beware of Storm Chasers
After a hailstorm, it’s common for out-of-town contractors—known as “storm chasers”—to flood the area offering quick, cheap roof repairs. While some may be legitimate, many leave behind poor workmanship and disappear once the job is done.
Always work with a trusted, local contractor who has a long-standing reputation in the Raleigh area. Rhino Roofing offers licensed, insured, and certified service, along with warranties that you can count on.
7. A Full Replacement Might Be More Cost-Effective
In some cases, patching damaged sections isn’t enough. If hail has affected a large portion of your roof or compromised its integrity, a full replacement may be the smarter investment.
A professional contractor can help you assess whether a repair or replacement makes the most sense based on the extent of the damage, your roof’s age, and your insurance coverage.
Final Thoughts
Hailstorms are unpredictable, but how you respond afterward can protect your home and your finances. By acting quickly, documenting damage thoroughly, and working with a reputable local contractor, you can restore your roof and ensure long-term protection.
Don’t wait until leaks appear—schedule an inspection and take proactive steps to safeguard your home.
Read also our blog: A Few Reasons to Choose GAF Shingles for Your Roofing System
